Thrivin - Goldsmith
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Loans, Money changing
Description
Thrivin is a moneylender, who will make loans of up to 20,000gp to a dwarf from The Dwarrow, up to 10,000gp to other residents of Haven, and up to 5000gp to non-residents. His interest rates range from 5-20% per week, depending on the collateral a borrower has to put up. He deals only in short term loans (6 month duration or less) and all borrowers must sign a promissory note on a special sheaf of paper provided by Thrivin, and seal their bond with a drop of their blood.
Thrivin is a disgustingly wealthy dwarf, and will not suffer financially if some of his loans are not repaid. Consequently, his primary interest if he discovers he is dealing with a welcher is in revenge. The paper he uses is enchanted, and the blood of the borrower attunes the spell within each vibrations of that specific attenuates only slightly with distance. If the borrower is more than a month overdue on his repayment, Thrivin will burn the note and as the paper is consumed, it will act like a Fireball spell doing 10d6 of damage to the borrower (subtract 1d6 for each 100 miles of distance between the debtor and Thrivin at the time the spell is activated).
Thrivin defends his tactics as a cruel but necessary device to ensure the good faith of his creditors, and has been upheld by the Court of Haven in a suit brought against him by the widow of one of his less fortunate customers. On the other hand, if his small hole in the wall were ever to be struck by arsonists… well, one can only shudder at the consequences.
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Banking (Shopping)
Owner: Thrivin
District: The Dwarrow
Grid (Key) Ref.: C14 (IB)
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Type: Bank / Treasury
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Ruler/Owner: Thrivin
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World Anvil Metadata
Id: 5e8b6278-3a88-4678-8e66-63960253145e
Entity Type: Article / landmark
Category: Places: The Dwarrow
Tags: fcoh,the-dwarrow-location,cat-shop,type-banking,banking
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